Call reports 2009
COMMUNITY BANKERS' BANK — 2009
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 193,663,000 | 156,130,000 | 145,953,000 | 152,784,000 |
| Total loans | 93,278,000 | 96,968,000 | 93,171,000 | 90,669,000 |
| Allowance for loan losses | 2,002,000 | 2,304,000 | 3,086,000 | 2,840,000 |
| Securities available for sale | 32,089,000 | 23,444,000 | 29,554,000 | 26,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,204,000 | 112,488,000 | 108,632,000 | 115,739,000 |
| Interest-bearing deposits | 54,365,000 | 57,403,000 | 52,943,000 | 58,367,000 |
| Noninterest-bearing deposits | 44,839,000 | 55,085,000 | 55,689,000 | 57,372,000 |
| Equity capital | 13,002,000 | 12,846,000 | 14,213,000 | 13,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,150,000 | 4,765,000 | 6,286,000 |
| Interest expense | 462,000 | 882,000 | 1,151,000 | 1,382,000 |
| Net interest income | 1,125,000 | 2,268,000 | 3,614,000 | 4,904,000 |
| Noninterest income | 653,000 | 1,285,000 | 1,668,000 | 1,755,000 |
| Noninterest expense | 1,307,000 | 2,737,000 | 4,217,000 | 5,633,000 |
| Provision for loan losses | 350,000 | 650,000 | 1,700,000 | 2,000,000 |
| Pretax income | 121,000 | 166,000 | -635,000 | -974,000 |
| Income tax | 30,000 | 34,000 | -250,000 | -377,000 |
| Net income | 91,000 | 132,000 | -385,000 | -597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,847,000 | 12,894,000 | 14,081,000 | 13,871,000 |
| Total capital | 14,168,000 | 14,270,000 | 15,412,000 | 15,167,000 |
| Risk-weighted assets | 104,969,000 | 109,185,000 | 104,757,000 | 102,163,000 |
Machine access — free, no API key
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