Call reports 2008
COMMUNITY BANKERS' BANK — 2008
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 133,357,000 | 190,432,000 | 199,749,000 | 199,132,000 |
| Total loans | 82,838,000 | 93,568,000 | 99,431,000 | 99,049,000 |
| Allowance for loan losses | 1,036,000 | 1,295,000 | 1,547,000 | 1,649,000 |
| Securities available for sale | 32,707,000 | 31,158,000 | 26,275,000 | 34,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,630,000 | 64,205,000 | 98,391,000 | 91,864,000 |
| Interest-bearing deposits | 9,690,000 | 30,208,000 | 62,452,000 | 47,813,000 |
| Noninterest-bearing deposits | 27,940,000 | 33,997,000 | 35,939,000 | 44,051,000 |
| Equity capital | 10,903,000 | 10,918,000 | 11,349,000 | 12,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,842,000 | 5,889,000 | 7,907,000 |
| Interest expense | 925,000 | 1,528,000 | 2,407,000 | 3,149,000 |
| Net interest income | 1,042,000 | 2,314,000 | 3,482,000 | 4,758,000 |
| Noninterest income | 603,000 | 1,210,000 | 1,845,000 | 2,538,000 |
| Noninterest expense | 1,169,000 | 2,390,000 | 3,687,000 | 5,032,000 |
| Provision for loan losses | 90,000 | 345,000 | 595,000 | 1,175,000 |
| Pretax income | 386,000 | 789,000 | 1,045,000 | 1,089,000 |
| Income tax | 125,000 | 257,000 | 340,000 | 348,000 |
| Net income | 261,000 | 532,000 | 705,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,727,000 | 10,995,000 | 11,349,000 | 12,690,000 |
| Total capital | 11,763,000 | 12,290,000 | 12,813,000 | 14,130,000 |
| Risk-weighted assets | 93,062,000 | 112,416,000 | 117,072,000 | 114,255,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANKERS' BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.