Call reports 2007
COMMUNITY BANKERS' BANK — 2007
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,949,000 | 130,516,000 | 136,497,000 | 129,916,000 |
| Total loans | 59,078,000 | 65,148,000 | 67,131,000 | 75,475,000 |
| Allowance for loan losses | 739,000 | 815,000 | 840,000 | 942,000 |
| Securities available for sale | 36,702,000 | 37,754,000 | 40,003,000 | 32,248,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,129,000 | 39,405,000 | 33,862,000 | 31,284,000 |
| Interest-bearing deposits | 11,039,000 | 10,558,000 | 12,149,000 | 10,611,000 |
| Noninterest-bearing deposits | 23,090,000 | 28,847,000 | 21,713,000 | 20,673,000 |
| Equity capital | 9,875,000 | 9,924,000 | 10,241,000 | 10,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,324,000 | 6,446,000 | 8,409,000 |
| Interest expense | 1,372,000 | 2,746,000 | 4,036,000 | 5,142,000 |
| Net interest income | 789,000 | 1,578,000 | 2,410,000 | 3,267,000 |
| Noninterest income | 463,000 | 1,063,000 | 1,821,000 | 2,483,000 |
| Noninterest expense | 1,077,000 | 2,243,000 | 3,426,000 | 4,635,000 |
| Provision for loan losses | 61,000 | 108,000 | 131,000 | 231,000 |
| Pretax income | 114,000 | 290,000 | 674,000 | 884,000 |
| Income tax | 37,000 | 95,000 | 218,000 | 282,000 |
| Net income | 77,000 | 195,000 | 456,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,942,000 | 10,112,000 | 10,257,000 | 10,405,000 |
| Total capital | 10,681,000 | 10,927,000 | 11,097,000 | 11,347,000 |
| Risk-weighted assets | 74,548,000 | 79,409,000 | 82,242,000 | 86,832,000 |
Machine access — free, no API key
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