Call reports 2005
COMMUNITY BANKERS' BANK — 2005
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 112,592,000 | 110,879,000 | 103,425,000 | 111,929,000 |
| Total loans | 39,976,000 | 42,883,000 | 41,811,000 | 42,919,000 |
| Allowance for loan losses | 512,000 | 537,000 | 552,000 | 555,000 |
| Securities available for sale | 21,060,000 | 21,136,000 | 21,058,000 | 21,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,180,000 | 49,615,000 | 46,406,000 | 46,675,000 |
| Interest-bearing deposits | 132,000 | 1,041,000 | 147,000 | 3,482,000 |
| Noninterest-bearing deposits | 45,048,000 | 48,574,000 | 46,259,000 | 43,193,000 |
| Equity capital | 8,818,000 | 9,328,000 | 9,413,000 | 9,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 2,011,000 | 3,209,000 | 4,459,000 |
| Interest expense | 301,000 | 659,000 | 1,128,000 | 1,622,000 |
| Net interest income | 646,000 | 1,352,000 | 2,081,000 | 2,837,000 |
| Noninterest income | 487,000 | 994,000 | 1,478,000 | 2,013,000 |
| Noninterest expense | 987,000 | 1,996,000 | 3,000,000 | 3,984,000 |
| Provision for loan losses | 30,000 | 53,000 | 63,000 | 63,000 |
| Pretax income | 116,000 | 297,000 | 496,000 | 803,000 |
| Income tax | 37,000 | 97,000 | 163,000 | 265,000 |
| Net income | 79,000 | 200,000 | 333,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,914,000 | 9,366,000 | 9,497,000 | 9,725,000 |
| Total capital | 9,426,000 | 9,903,000 | 10,049,000 | 10,280,000 |
| Risk-weighted assets | 52,917,000 | 53,681,000 | 53,519,000 | 53,802,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANKERS' BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.