Call reports 2004
COMMUNITY BANKERS' BANK — 2004
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 113,712,000 | 107,888,000 | 102,099,000 | 93,659,000 |
| Total loans | 30,834,000 | 33,736,000 | 34,149,000 | 38,340,000 |
| Allowance for loan losses | 385,000 | 421,000 | 426,000 | 479,000 |
| Securities available for sale | 19,412,000 | 18,199,000 | 18,245,000 | 20,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,481,000 | 84,101,000 | 70,935,000 | 39,464,000 |
| Interest-bearing deposits | 4,913,000 | 91,000 | 91,000 | 91,000 |
| Noninterest-bearing deposits | 83,568,000 | 84,010,000 | 70,844,000 | 39,373,000 |
| Equity capital | 8,441,000 | 8,514,000 | 8,793,000 | 8,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,317,000 | 2,055,000 | 2,888,000 |
| Interest expense | 43,000 | 76,000 | 154,000 | 386,000 |
| Net interest income | 622,000 | 1,241,000 | 1,901,000 | 2,502,000 |
| Noninterest income | 452,000 | 970,000 | 1,402,000 | 1,891,000 |
| Noninterest expense | 849,000 | 1,761,000 | 2,681,000 | 3,574,000 |
| Provision for loan losses | 80,000 | 112,000 | 113,000 | 172,000 |
| Pretax income | 145,000 | 338,000 | 509,000 | 647,000 |
| Income tax | 46,000 | 107,000 | 159,000 | 202,000 |
| Net income | 99,000 | 231,000 | 350,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,384,000 | 8,545,000 | 8,786,000 | 8,945,000 |
| Total capital | 8,769,000 | 8,966,000 | 9,212,000 | 9,424,000 |
| Risk-weighted assets | 47,185,000 | 47,203,000 | 46,485,000 | 45,713,000 |
Machine access — free, no API key
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