Call reports 2022
IPSWICH STATE BANK — 2022
What IPSWICH STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 69,871,000 | 73,882,000 | 68,939,000 | 69,345,000 |
| Total loans | 25,357,000 | 26,344,000 | 25,638,000 | 26,754,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 255,000 |
| Securities available for sale | 26,076,000 | 28,217,000 | 28,429,000 | 28,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,702,000 | 64,829,000 | 60,363,000 | 59,978,000 |
| Interest-bearing deposits | 44,004,000 | 46,706,000 | 44,238,000 | 41,938,000 |
| Noninterest-bearing deposits | 16,698,000 | 18,123,000 | 16,125,000 | 18,040,000 |
| Equity capital | 8,485,000 | 8,369,000 | 7,945,000 | 8,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 808,000 | 1,304,000 | 1,854,000 |
| Interest expense | 49,000 | 96,000 | 146,000 | 205,000 |
| Net interest income | 330,000 | 712,000 | 1,158,000 | 1,649,000 |
| Noninterest income | 138,000 | 162,000 | 177,000 | 198,000 |
| Noninterest expense | 297,000 | 582,000 | 875,000 | 1,187,000 |
| Provision for loan losses | 0 | 0 | 0 | 124,000 |
| Pretax income | 171,000 | 292,000 | 460,000 | 536,000 |
| Income tax | 5,000 | 16,000 | 21,000 | 25,000 |
| Net income | 166,000 | 276,000 | 439,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,402,000 | 9,512,000 | 9,675,000 | 9,871,000 |
| Total capital | 9,533,000 | 9,643,000 | 9,806,000 | 10,126,000 |
| Risk-weighted assets | 37,532,000 | 38,681,000 | 38,056,000 | 35,887,000 |