Call reports 2021
IPSWICH STATE BANK — 2021
What IPSWICH STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 63,973,000 | 66,653,000 | 65,046,000 | 68,924,000 |
| Total loans | 22,463,000 | 23,186,000 | 22,814,000 | 24,812,000 |
| Allowance for loan losses | 131,000 | 131,000 | 131,000 | 131,000 |
| Securities available for sale | 17,067,000 | 22,155,000 | 24,076,000 | 24,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,699,000 | 56,273,000 | 54,670,000 | 58,672,000 |
| Interest-bearing deposits | 39,434,000 | 42,437,000 | 41,235,000 | 42,892,000 |
| Noninterest-bearing deposits | 14,265,000 | 13,836,000 | 13,435,000 | 15,780,000 |
| Equity capital | 9,489,000 | 9,593,000 | 9,641,000 | 9,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 744,000 | 1,108,000 | 1,480,000 |
| Interest expense | 71,000 | 134,000 | 191,000 | 245,000 |
| Net interest income | 316,000 | 610,000 | 917,000 | 1,235,000 |
| Noninterest income | 193,000 | 320,000 | 347,000 | 389,000 |
| Noninterest expense | 259,000 | 551,000 | 809,000 | 1,135,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 379,000 | 455,000 | 489,000 |
| Income tax | 9,000 | 16,000 | 20,000 | 25,000 |
| Net income | 241,000 | 363,000 | 435,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,346,000 | 9,469,000 | 9,541,000 | 9,570,000 |
| Total capital | 9,477,000 | 9,600,000 | 9,672,000 | 9,701,000 |
| Risk-weighted assets | 34,028,000 | 33,772,000 | 33,651,000 | 35,965,000 |