Call reports 2018
IPSWICH STATE BANK — 2018
What IPSWICH STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 55,312,000 | 55,020,000 | 54,972,000 | 56,254,000 |
| Total loans | 26,882,000 | 30,846,000 | 33,173,000 | 29,352,000 |
| Allowance for loan losses | 120,000 | 120,000 | 124,000 | 124,000 |
| Securities available for sale | 11,083,000 | 11,134,000 | 10,665,000 | 9,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,136,000 | 45,638,000 | 42,380,000 | 46,539,000 |
| Interest-bearing deposits | 34,787,000 | 35,310,000 | 32,754,000 | 35,058,000 |
| Noninterest-bearing deposits | 11,349,000 | 10,328,000 | 9,626,000 | 11,481,000 |
| Equity capital | 8,233,000 | 8,402,000 | 8,546,000 | 8,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 999,000 | 1,527,000 | 2,083,000 |
| Interest expense | 68,000 | 140,000 | 215,000 | 300,000 |
| Net interest income | 424,000 | 859,000 | 1,312,000 | 1,783,000 |
| Noninterest income | 26,000 | 53,000 | 80,000 | 108,000 |
| Noninterest expense | 262,000 | 538,000 | 803,000 | 1,132,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 188,000 | 374,000 | 585,000 | 755,000 |
| Income tax | 7,000 | 16,000 | 30,000 | 43,000 |
| Net income | 181,000 | 358,000 | 555,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,139,000 | 8,333,000 | 8,544,000 | 8,716,000 |
| Total capital | 8,259,000 | 8,453,000 | 8,668,000 | 8,840,000 |
| Risk-weighted assets | 36,627,000 | 39,031,000 | 40,505,000 | 37,748,000 |