Call reports 2017
IPSWICH STATE BANK — 2017
What IPSWICH STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 53,097,000 | 54,320,000 | 54,576,000 | 52,648,000 |
| Total loans | 28,048,000 | 30,718,000 | 31,603,000 | 30,198,000 |
| Allowance for loan losses | 98,000 | 120,000 | 120,000 | 120,000 |
| Securities available for sale | 11,609,000 | 11,184,000 | 11,144,000 | 10,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,076,000 | 45,032,000 | 43,131,000 | 43,184,000 |
| Interest-bearing deposits | 34,821,000 | 36,356,000 | 33,398,000 | 34,237,000 |
| Noninterest-bearing deposits | 9,255,000 | 8,676,000 | 9,733,000 | 8,947,000 |
| Equity capital | 8,060,000 | 8,304,000 | 8,478,000 | 8,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 975,000 | 1,474,000 | 1,973,000 |
| Interest expense | 57,000 | 119,000 | 184,000 | 253,000 |
| Net interest income | 424,000 | 856,000 | 1,290,000 | 1,720,000 |
| Noninterest income | 28,000 | 77,000 | 108,000 | 136,000 |
| Noninterest expense | 263,000 | 538,000 | 803,000 | 1,141,000 |
| Provision for loan losses | 0 | 22,000 | 22,000 | 22,000 |
| Pretax income | 189,000 | 373,000 | 573,000 | 693,000 |
| Income tax | 9,000 | 18,000 | 31,000 | 39,000 |
| Net income | 180,000 | 355,000 | 542,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,819,000 | 8,005,000 | 8,205,000 | 8,329,000 |
| Total capital | 7,917,000 | 8,125,000 | 8,325,000 | 8,449,000 |
| Risk-weighted assets | 37,249,000 | 38,636,000 | 39,417,000 | 37,947,000 |