Call reports 2007
IPSWICH STATE BANK — 2007
What IPSWICH STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,542,000 | 34,294,000 | 34,505,000 | 35,503,000 |
| Total loans | 20,004,000 | 22,917,000 | 22,413,000 | 20,717,000 |
| Allowance for loan losses | 553,000 | 565,000 | 567,000 | 568,000 |
| Securities available for sale | 8,247,000 | 7,951,000 | 8,065,000 | 7,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,004,000 | 26,743,000 | 26,741,000 | 27,575,000 |
| Interest-bearing deposits | 22,097,000 | 18,586,000 | 21,970,000 | 21,502,000 |
| Noninterest-bearing deposits | 5,907,000 | 8,157,000 | 4,771,000 | 6,073,000 |
| Equity capital | 6,552,000 | 6,608,000 | 6,825,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,083,000 | 1,648,000 | 2,196,000 |
| Interest expense | 174,000 | 356,000 | 545,000 | 733,000 |
| Net interest income | 346,000 | 727,000 | 1,103,000 | 1,463,000 |
| Noninterest income | 51,000 | 91,000 | 136,000 | 183,000 |
| Noninterest expense | 234,000 | 492,000 | 708,000 | 1,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 326,000 | 526,000 | 621,000 |
| Income tax | 60,000 | 103,000 | 165,000 | 192,000 |
| Net income | 103,000 | 223,000 | 361,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,627,000 | 6,747,000 | 6,885,000 | 6,953,000 |
| Total capital | 6,960,000 | 7,127,000 | 7,242,000 | 7,296,000 |
| Risk-weighted assets | 26,444,000 | 30,215,000 | 28,325,000 | 27,179,000 |
Machine access — free, no API key
Every figure shown here about IPSWICH STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.