Call reports 2005
IPSWICH STATE BANK — 2005
What IPSWICH STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 35,739,000 | 35,139,000 | 34,595,000 | 36,803,000 |
| Total loans | 17,052,000 | 19,518,000 | 19,795,000 | 20,237,000 |
| Allowance for loan losses | 543,000 | 545,000 | 544,000 | 536,000 |
| Securities available for sale | 10,722,000 | 10,143,000 | 9,885,000 | 9,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,059,000 | 28,233,000 | 26,797,000 | 29,773,000 |
| Interest-bearing deposits | 23,871,000 | 23,498,000 | 22,339,000 | 22,533,000 |
| Noninterest-bearing deposits | 5,188,000 | 4,735,000 | 4,458,000 | 7,240,000 |
| Equity capital | 5,948,000 | 6,189,000 | 6,264,000 | 6,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 970,000 | 1,476,000 | 1,978,000 |
| Interest expense | 121,000 | 244,000 | 372,000 | 501,000 |
| Net interest income | 360,000 | 726,000 | 1,104,000 | 1,477,000 |
| Noninterest income | 43,000 | 88,000 | 138,000 | 183,000 |
| Noninterest expense | 225,000 | 493,000 | 715,000 | 1,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 320,000 | 526,000 | 627,000 |
| Income tax | 53,000 | 80,000 | 133,000 | 169,000 |
| Net income | 125,000 | 240,000 | 393,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,041,000 | 6,156,000 | 6,309,000 | 6,374,000 |
| Total capital | 6,349,000 | 6,490,000 | 6,645,000 | 6,721,000 |
| Risk-weighted assets | 24,411,000 | 26,481,000 | 26,655,000 | 27,540,000 |
Machine access — free, no API key
Every figure shown here about IPSWICH STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.