Call reports 2019
SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2019
What SIMSBURY BANK AND TRUST COMPANY, INC., THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 507,515,000 | 480,908,000 | 531,873,000 |
| Total loans | 387,047,000 | 380,485,000 | 370,564,000 |
| Allowance for loan losses | 3,728,000 | 3,752,000 | 3,954,000 |
| Securities available for sale | 39,652,000 | 27,681,000 | 26,247,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 451,314,000 | 425,273,000 | 475,299,000 |
| Interest-bearing deposits | 315,475,000 | 283,822,000 | 329,394,000 |
| Noninterest-bearing deposits | 135,839,000 | 141,451,000 | 145,905,000 |
| Equity capital | 42,678,000 | 43,033,000 | 43,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 4,712,000 | 9,204,000 | 14,015,000 |
| Interest expense | 449,000 | 904,000 | 1,623,000 |
| Net interest income | 4,263,000 | 8,300,000 | 12,392,000 |
| Noninterest income | 610,000 | 1,336,000 | 2,020,000 |
| Noninterest expense | 3,323,000 | 7,024,000 | 10,431,000 |
| Provision for loan losses | 10,000 | 35,000 | 285,000 |
| Pretax income | 1,540,000 | 2,664,000 | 3,785,000 |
| Income tax | 234,000 | 406,000 | 570,000 |
| Net income | 1,306,000 | 2,258,000 | 3,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 43,152,000 | 43,255,000 | 43,611,000 |
| Total capital | 46,880,000 | 47,007,000 | 47,565,000 |
| Risk-weighted assets | 355,120,000 | 349,919,000 | 345,694,000 |