Call reports 2012
SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2012
What SIMSBURY BANK AND TRUST COMPANY, INC., THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 361,663,000 | 339,839,000 | 368,709,000 | 375,024,000 |
| Total loans | 221,108,000 | 222,064,000 | 226,656,000 | 235,309,000 |
| Allowance for loan losses | 2,422,000 | 2,439,000 | 2,482,000 | 2,594,000 |
| Securities available for sale | 72,043,000 | 76,057,000 | 86,640,000 | 92,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,540,000 | 307,652,000 | 333,402,000 | 340,442,000 |
| Interest-bearing deposits | 252,833,000 | 234,644,000 | 263,228,000 | 247,739,000 |
| Noninterest-bearing deposits | 76,707,000 | 73,008,000 | 70,174,000 | 92,703,000 |
| Equity capital | 27,437,000 | 28,186,000 | 29,027,000 | 29,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 5,911,000 | 8,772,000 | 11,652,000 |
| Interest expense | 269,000 | 523,000 | 787,000 | 1,040,000 |
| Net interest income | 2,698,000 | 5,388,000 | 7,985,000 | 10,612,000 |
| Noninterest income | 674,000 | 1,575,000 | 2,622,000 | 3,814,000 |
| Noninterest expense | 2,599,000 | 5,480,000 | 8,402,000 | 11,278,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 320,000 |
| Pretax income | 706,000 | 1,380,000 | 2,073,000 | 2,941,000 |
| Income tax | 195,000 | 373,000 | 534,000 | 771,000 |
| Net income | 511,000 | 1,007,000 | 1,539,000 | 2,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,666,000 | 27,142,000 | 27,557,000 | 28,043,000 |
| Total capital | 29,088,000 | 29,581,000 | 30,039,000 | 30,637,000 |
| Risk-weighted assets | 201,201,000 | 197,102,000 | 200,607,000 | 208,676,000 |