Call reports 2011
SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2011
What SIMSBURY BANK AND TRUST COMPANY, INC., THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 325,086,000 | 334,843,000 | 351,085,000 | 376,899,000 |
| Total loans | 204,525,000 | 209,236,000 | 210,146,000 | 216,041,000 |
| Allowance for loan losses | 2,322,000 | 2,314,000 | 2,429,000 | 2,469,000 |
| Securities available for sale | 62,156,000 | 63,202,000 | 54,789,000 | 62,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,282,000 | 309,161,000 | 319,300,000 | 344,883,000 |
| Interest-bearing deposits | 240,972,000 | 221,883,000 | 257,648,000 | 240,999,000 |
| Noninterest-bearing deposits | 58,310,000 | 87,278,000 | 61,652,000 | 103,884,000 |
| Equity capital | 21,671,000 | 22,085,000 | 26,696,000 | 27,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,893,000 | 5,839,000 | 8,818,000 | 11,773,000 |
| Interest expense | 425,000 | 811,000 | 1,201,000 | 1,517,000 |
| Net interest income | 2,468,000 | 5,028,000 | 7,617,000 | 10,256,000 |
| Noninterest income | 389,000 | 770,000 | 1,229,000 | 1,840,000 |
| Noninterest expense | 2,614,000 | 5,267,000 | 7,911,000 | 10,524,000 |
| Provision for loan losses | 0 | 165,000 | 330,000 | 494,000 |
| Pretax income | 350,000 | 634,000 | 989,000 | 1,523,000 |
| Income tax | 241,000 | 286,000 | 355,000 | 483,000 |
| Net income | 109,000 | 348,000 | 634,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,917,000 | 20,946,000 | 25,538,000 | 25,933,000 |
| Total capital | 23,230,000 | 23,260,000 | 27,881,000 | 28,391,000 |
| Risk-weighted assets | 185,038,000 | 190,745,000 | 187,276,000 | 196,523,000 |