Call reports 2007
SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2007
What SIMSBURY BANK AND TRUST COMPANY, INC., THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 214,150,000 | 210,072,000 | 205,174,000 | 210,347,000 |
| Total loans | 155,215,000 | 158,502,000 | 157,526,000 | 165,551,000 |
| Allowance for loan losses | 1,690,000 | 1,687,000 | 1,679,000 | 1,925,000 |
| Securities available for sale | 34,895,000 | 30,815,000 | 29,390,000 | 24,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,624,000 | 191,159,000 | 183,615,000 | 187,154,000 |
| Interest-bearing deposits | 158,101,000 | 152,199,000 | 147,714,000 | 146,610,000 |
| Noninterest-bearing deposits | 37,523,000 | 38,960,000 | 35,901,000 | 40,544,000 |
| Equity capital | 15,885,000 | 16,010,000 | 16,423,000 | 16,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 5,687,000 | 8,532,000 | 11,365,000 |
| Interest expense | 934,000 | 1,756,000 | 2,616,000 | 3,477,000 |
| Net interest income | 1,935,000 | 3,931,000 | 5,916,000 | 7,888,000 |
| Noninterest income | 285,000 | 581,000 | 876,000 | 1,756,000 |
| Noninterest expense | 1,962,000 | 3,925,000 | 5,826,000 | 7,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 258,000 | 587,000 | 966,000 | 1,349,000 |
| Income tax | 74,000 | 174,000 | 292,000 | 186,000 |
| Net income | 184,000 | 413,000 | 674,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,987,000 | 16,187,000 | 16,443,000 | 16,588,000 |
| Total capital | 17,658,000 | 17,874,000 | 18,107,000 | 18,287,000 |
| Risk-weighted assets | 133,640,000 | 135,609,000 | 133,141,000 | 135,685,000 |
Machine access — free, no API key
Every figure shown here about SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.