Call reports 2002
SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2002
What SIMSBURY BANK AND TRUST COMPANY, INC., THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 151,541,000 | 161,711,000 | 164,424,000 | 171,290,000 |
| Total loans | 112,758,000 | 116,761,000 | 119,489,000 | 125,114,000 |
| Allowance for loan losses | 1,253,000 | 1,317,000 | 1,408,000 | 1,486,000 |
| Securities available for sale | 24,998,000 | 26,055,000 | 22,591,000 | 24,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,978,000 | 141,406,000 | 148,406,000 | 155,997,000 |
| Interest-bearing deposits | 118,758,000 | 121,059,000 | 127,599,000 | 133,154,000 |
| Noninterest-bearing deposits | 17,220,000 | 20,347,000 | 20,807,000 | 22,843,000 |
| Equity capital | 10,190,000 | 10,470,000 | 10,926,000 | 11,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,298,000 | 4,625,000 | 6,987,000 | 9,359,000 |
| Interest expense | 780,000 | 1,495,000 | 2,184,000 | 2,822,000 |
| Net interest income | 1,518,000 | 3,130,000 | 4,803,000 | 6,537,000 |
| Noninterest income | 135,000 | 300,000 | 479,000 | 718,000 |
| Noninterest expense | 1,098,000 | 2,239,000 | 3,403,000 | 4,577,000 |
| Provision for loan losses | 65,000 | 145,000 | 235,000 | 325,000 |
| Pretax income | 490,000 | 1,046,000 | 1,644,000 | 2,353,000 |
| Income tax | 157,000 | 351,000 | 556,000 | 780,000 |
| Net income | 333,000 | 695,000 | 1,088,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,851,000 | 10,085,000 | 10,492,000 | 10,976,000 |
| Total capital | 10,958,000 | 11,261,000 | 11,669,000 | 12,187,000 |
| Risk-weighted assets | 88,393,000 | 93,928,000 | 93,886,000 | 96,618,000 |
Machine access — free, no API key
Every figure shown here about SIMSBURY BANK AND TRUST COMPANY, INC., THE — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.