Call reports 2025
MEMBERS TRUST COMPANY — 2025
What MEMBERS TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 36,374,000 | 36,510,000 | 37,018,000 | 34,525,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 23,310,000 | 22,919,000 | 22,594,000 | 22,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 30,410,000 | 29,958,000 | 29,414,000 | 29,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 585,000 | 862,000 | 1,138,000 |
| Interest expense | 5,000 | 11,000 | 16,000 | 21,000 |
| Net interest income | 298,000 | 574,000 | 846,000 | 1,117,000 |
| Noninterest income | 7,411,000 | 14,952,000 | 22,529,000 | 30,488,000 |
| Noninterest expense | 8,394,000 | 16,746,000 | 25,286,000 | 34,506,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -685,000 | -1,220,000 | -1,911,000 | -2,900,000 |
| Income tax | 0 | 0 | 0 | -652,000 |
| Net income | -685,000 | -1,220,000 | -1,911,000 | -2,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,349,000 | 30,820,000 | 30,137,000 | 27,555,000 |