Call reports 2015
MEMBERS TRUST COMPANY — 2015
What MEMBERS TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,303,000 | 31,252,000 | 32,347,000 | 32,154,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 23,024,000 | 23,466,000 | 25,032,000 | 24,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 28,903,000 | 28,857,000 | 30,125,000 | 30,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 306,000 | 452,000 | 585,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 156,000 | 306,000 | 452,000 | 585,000 |
| Noninterest income | 3,436,000 | 7,094,000 | 10,643,000 | 14,308,000 |
| Noninterest expense | 3,010,000 | 6,419,000 | 9,652,000 | 13,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 582,000 | 981,000 | 1,443,000 | 1,878,000 |
| Income tax | 7,000 | 15,000 | 22,000 | -12,000 |
| Net income | 575,000 | 966,000 | 1,421,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,055,000 | 27,455,000 | 28,387,000 | 28,828,000 |
| Total capital | 27,055,000 | 27,455,000 | 28,387,000 | 28,828,000 |
| Risk-weighted assets | 7,794,000 | 7,257,000 | 7,204,000 | 7,154,000 |