Call reports 2014
MEMBERS TRUST COMPANY — 2014
What MEMBERS TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 27,990,000 | 29,327,000 | 29,452,000 | 30,286,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 22,308,000 | 22,715,000 | 22,425,000 | 22,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 24,162,000 | 25,501,000 | 26,866,000 | 27,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 341,000 | 509,000 | 674,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 170,000 | 341,000 | 509,000 | 674,000 |
| Noninterest income | 2,907,000 | 6,405,000 | 9,798,000 | 13,135,000 |
| Noninterest expense | 2,686,000 | 5,660,000 | 8,778,000 | 12,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 391,000 | 1,086,000 | 1,529,000 | 1,686,000 |
| Income tax | 0 | 8,000 | 10,000 | -416,000 |
| Net income | 391,000 | 1,078,000 | 1,519,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,966,000 | 24,681,000 | 26,113,000 | 26,722,000 |
| Total capital | 23,966,000 | 24,681,000 | 26,113,000 | 26,722,000 |
| Risk-weighted assets | 5,419,000 | 5,754,000 | 5,701,000 | 6,214,000 |