Call reports 2025
LEWIS & CLARK BANK — 2025
What LEWIS & CLARK BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 383,457,000 | 343,710,000 | 353,377,000 |
| Total loans | 154,919,000 | 146,282,000 | 149,755,000 |
| Allowance for loan losses | 1,747,000 | 1,797,000 | 1,797,000 |
| Securities available for sale | 136,744,000 | 135,185,000 | 134,486,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 279,194,000 | 244,282,000 | 253,361,000 |
| Interest-bearing deposits | 217,285,000 | 182,854,000 | 186,750,000 |
| Noninterest-bearing deposits | 61,909,000 | 61,428,000 | 66,611,000 |
| Equity capital | 37,679,000 | 37,761,000 | 38,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 4,112,000 | 8,432,000 | 12,356,000 |
| Interest expense | 1,991,000 | 4,118,000 | 6,104,000 |
| Net interest income | 2,121,000 | 4,314,000 | 6,252,000 |
| Noninterest income | 500,000 | 934,000 | 1,366,000 |
| Noninterest expense | 2,603,000 | 5,028,000 | 7,172,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 |
| Pretax income | 18,000 | 220,000 | 451,000 |
| Income tax | -15,000 | 18,000 | 58,000 |
| Net income | 33,000 | 202,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 40,403,000 | 40,072,000 | 39,764,000 |
| Total capital | 42,348,000 | 42,087,000 | 41,779,000 |
| Risk-weighted assets | 202,563,000 | 193,179,000 | 196,699,000 |