Call reports 2024
LEWIS & CLARK BANK — 2024
What LEWIS & CLARK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 369,699,000 | 385,347,000 | 370,878,000 | 342,215,000 |
| Total loans | 158,587,000 | 158,067,000 | 152,535,000 | 151,614,000 |
| Allowance for loan losses | 2,167,000 | 2,183,000 | 2,125,000 | 1,742,000 |
| Securities available for sale | 140,607,000 | 139,352,000 | 138,988,000 | 136,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,448,000 | 265,605,000 | 247,725,000 | 238,424,000 |
| Interest-bearing deposits | 190,991,000 | 198,472,000 | 180,857,000 | 176,663,000 |
| Noninterest-bearing deposits | 59,457,000 | 67,133,000 | 66,868,000 | 61,761,000 |
| Equity capital | 36,174,000 | 36,009,000 | 37,700,000 | 37,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,490,000 | 9,010,000 | 13,613,000 | 17,846,000 |
| Interest expense | 2,244,000 | 4,528,000 | 6,668,000 | 8,672,000 |
| Net interest income | 2,246,000 | 4,482,000 | 6,945,000 | 9,174,000 |
| Noninterest income | 404,000 | 807,000 | 1,182,000 | 1,547,000 |
| Noninterest expense | 2,493,000 | 5,078,000 | 7,713,000 | 10,082,000 |
| Provision for loan losses | 0 | 0 | 0 | -312,000 |
| Pretax income | 157,000 | 211,000 | 414,000 | 934,000 |
| Income tax | 22,000 | 17,000 | 51,000 | 167,000 |
| Net income | 135,000 | 194,000 | 363,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,616,000 | 41,097,000 | 40,816,000 | 40,770,000 |
| Total capital | 43,963,000 | 43,461,000 | 43,121,000 | 42,710,000 |
| Risk-weighted assets | 204,806,000 | 205,513,000 | 196,157,000 | 192,549,000 |