Call reports 2022
LEWIS & CLARK BANK — 2022
What LEWIS & CLARK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 416,601,000 | 399,562,000 | 373,087,000 | 362,887,000 |
| Total loans | 189,862,000 | 171,427,000 | 173,149,000 | 171,688,000 |
| Allowance for loan losses | 3,057,000 | 3,057,000 | 3,057,000 | 2,327,000 |
| Securities available for sale | 182,300,000 | 158,043,000 | 150,728,000 | 151,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,970,000 | 360,997,000 | 314,804,000 | 303,471,000 |
| Interest-bearing deposits | 280,622,000 | 264,212,000 | 210,500,000 | 211,935,000 |
| Noninterest-bearing deposits | 95,348,000 | 96,785,000 | 104,304,000 | 91,536,000 |
| Equity capital | 39,117,000 | 37,097,000 | 35,920,000 | 36,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,928,000 | 6,261,000 | 9,268,000 | 12,437,000 |
| Interest expense | 132,000 | 247,000 | 399,000 | 988,000 |
| Net interest income | 2,796,000 | 6,014,000 | 8,869,000 | 11,449,000 |
| Noninterest income | 350,000 | 544,000 | 743,000 | 990,000 |
| Noninterest expense | 2,180,000 | 4,424,000 | 6,625,000 | 8,961,000 |
| Provision for loan losses | 0 | 0 | 0 | -730,000 |
| Pretax income | 966,000 | 2,134,000 | 2,987,000 | 4,208,000 |
| Income tax | 245,000 | 546,000 | 761,000 | 1,081,000 |
| Net income | 721,000 | 1,588,000 | 2,226,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,019,000 | 44,944,000 | 45,281,000 | 45,872,000 |
| Total capital | 46,826,000 | 47,682,000 | 47,977,000 | 48,235,000 |
| Risk-weighted assets | 224,227,000 | 218,661,000 | 215,291,000 | 214,011,000 |