Call reports 2020
LEWIS & CLARK BANK — 2020
What LEWIS & CLARK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 281,348,000 | 303,511,000 | 327,354,000 | 346,215,000 |
| Total loans | 192,040,000 | 253,293,000 | 259,465,000 | 256,232,000 |
| Allowance for loan losses | 2,235,000 | 2,663,000 | 3,043,000 | 3,043,000 |
| Securities available for sale | 15,676,000 | 0 | 0 | 1,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,586,000 | 266,251,000 | 278,490,000 | 296,612,000 |
| Interest-bearing deposits | 188,454,000 | 179,500,000 | 189,619,000 | 208,788,000 |
| Noninterest-bearing deposits | 56,132,000 | 86,751,000 | 88,871,000 | 87,824,000 |
| Equity capital | 35,778,000 | 36,168,000 | 41,428,000 | 42,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,380,000 | 9,506,000 | 12,563,000 |
| Interest expense | 521,000 | 849,000 | 1,139,000 | 1,402,000 |
| Net interest income | 2,582,000 | 5,531,000 | 8,367,000 | 11,161,000 |
| Noninterest income | 113,000 | 262,000 | 430,000 | 624,000 |
| Noninterest expense | 2,337,000 | 4,484,000 | 6,403,000 | 8,406,000 |
| Provision for loan losses | 200,000 | 627,000 | 1,055,000 | 1,055,000 |
| Pretax income | 158,000 | 988,000 | 1,645,000 | 2,630,000 |
| Income tax | 32,000 | 245,000 | 413,000 | 639,000 |
| Net income | 126,000 | 743,000 | 1,232,000 | 1,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,997,000 | 34,672,000 | 40,050,000 | 40,923,000 |
| Total capital | 36,268,000 | 37,225,000 | 42,672,000 | 43,594,000 |
| Risk-weighted assets | 213,172,000 | 203,961,000 | 209,207,000 | 213,261,000 |