Call reports 2017
LEWIS & CLARK BANK — 2017
What LEWIS & CLARK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 177,306,000 | 177,864,000 | 181,597,000 | 182,966,000 |
| Total loans | 144,508,000 | 146,176,000 | 144,728,000 | 145,180,000 |
| Allowance for loan losses | 1,927,000 | 1,927,000 | 1,927,000 | 1,922,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,951,000 | 147,017,000 | 153,513,000 | 161,713,000 |
| Interest-bearing deposits | 131,870,000 | 128,651,000 | 138,400,000 | 138,922,000 |
| Noninterest-bearing deposits | 15,081,000 | 18,366,000 | 15,113,000 | 22,791,000 |
| Equity capital | 19,734,000 | 20,140,000 | 20,494,000 | 20,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,990,000 | 4,149,000 | 6,358,000 | 8,469,000 |
| Interest expense | 276,000 | 563,000 | 876,000 | 1,188,000 |
| Net interest income | 1,714,000 | 3,586,000 | 5,482,000 | 7,281,000 |
| Noninterest income | 216,000 | 488,000 | 637,000 | 854,000 |
| Noninterest expense | 1,347,000 | 2,755,000 | 4,159,000 | 5,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 583,000 | 1,319,000 | 1,960,000 | 2,540,000 |
| Income tax | 226,000 | 507,000 | 747,000 | 1,087,000 |
| Net income | 357,000 | 812,000 | 1,213,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,724,000 | 20,130,000 | 20,484,000 | 20,671,000 |
| Total capital | 21,638,000 | 22,093,000 | 22,443,000 | 22,629,000 |
| Risk-weighted assets | 153,098,000 | 160,518,000 | 158,706,000 | 157,978,000 |