Call reports 2016
LEWIS & CLARK BANK — 2016
What LEWIS & CLARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 157,550,000 | 164,629,000 | 169,646,000 | 173,198,000 |
| Total loans | 129,413,000 | 137,742,000 | 142,311,000 | 139,736,000 |
| Allowance for loan losses | 1,907,000 | 1,907,000 | 1,907,000 | 1,907,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,487,000 | 135,414,000 | 140,037,000 | 143,171,000 |
| Interest-bearing deposits | 117,412,000 | 123,392,000 | 127,910,000 | 127,771,000 |
| Noninterest-bearing deposits | 11,075,000 | 12,022,000 | 12,127,000 | 15,400,000 |
| Equity capital | 18,535,000 | 18,749,000 | 19,056,000 | 19,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 3,771,000 | 5,743,000 | 7,900,000 |
| Interest expense | 235,000 | 469,000 | 722,000 | 987,000 |
| Net interest income | 1,673,000 | 3,302,000 | 5,021,000 | 6,913,000 |
| Noninterest income | 80,000 | 172,000 | 306,000 | 411,000 |
| Noninterest expense | 1,075,000 | 2,273,000 | 3,540,000 | 4,807,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 678,000 | 1,201,000 | 1,787,000 | 2,517,000 |
| Income tax | 256,000 | 448,000 | 670,000 | 945,000 |
| Net income | 422,000 | 753,000 | 1,117,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,531,000 | 18,745,000 | 19,051,000 | 19,419,000 |
| Total capital | 20,259,000 | 20,580,000 | 20,973,000 | 21,279,000 |
| Risk-weighted assets | 138,000,000 | 146,682,000 | 153,713,000 | 148,733,000 |