Call reports 2015
LEWIS & CLARK BANK — 2015
What LEWIS & CLARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,402,000 | 145,830,000 | 148,803,000 | 157,899,000 |
| Total loans | 113,695,000 | 118,795,000 | 121,226,000 | 124,985,000 |
| Allowance for loan losses | 1,906,000 | 1,906,000 | 1,907,000 | 1,907,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,020,000 | 119,523,000 | 123,918,000 | 128,738,000 |
| Interest-bearing deposits | 105,363,000 | 107,830,000 | 112,828,000 | 118,247,000 |
| Noninterest-bearing deposits | 9,657,000 | 11,693,000 | 11,090,000 | 10,491,000 |
| Equity capital | 16,840,000 | 17,178,000 | 17,642,000 | 18,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,391,000 | 5,281,000 | 7,224,000 |
| Interest expense | 194,000 | 390,000 | 602,000 | 829,000 |
| Net interest income | 1,426,000 | 3,001,000 | 4,679,000 | 6,395,000 |
| Noninterest income | 40,000 | 99,000 | 186,000 | 265,000 |
| Noninterest expense | 1,035,000 | 2,128,000 | 3,151,000 | 4,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 431,000 | 972,000 | 1,714,000 | 2,477,000 |
| Income tax | 161,000 | 364,000 | 645,000 | 940,000 |
| Net income | 270,000 | 608,000 | 1,069,000 | 1,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,838,000 | 17,176,000 | 17,640,000 | 18,109,000 |
| Total capital | 18,347,000 | 18,756,000 | 19,233,000 | 19,777,000 |
| Risk-weighted assets | 121,011,000 | 126,055,000 | 127,127,000 | 133,173,000 |