Call reports 2012
LEWIS & CLARK BANK — 2012
What LEWIS & CLARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,757,000 | 119,976,000 | 121,209,000 | 121,149,000 |
| Total loans | 84,499,000 | 81,054,000 | 88,859,000 | 82,811,000 |
| Allowance for loan losses | 1,698,000 | 1,698,000 | 1,698,000 | 1,618,000 |
| Securities available for sale | 12,300,000 | 11,005,000 | 7,300,000 | 7,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,418,000 | 105,622,000 | 106,747,000 | 106,326,000 |
| Interest-bearing deposits | 103,830,000 | 99,584,000 | 100,280,000 | 99,459,000 |
| Noninterest-bearing deposits | 5,588,000 | 6,038,000 | 6,467,000 | 6,867,000 |
| Equity capital | 13,643,000 | 13,863,000 | 14,018,000 | 14,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,065,000 | 4,520,000 | 6,067,000 |
| Interest expense | 307,000 | 587,000 | 864,000 | 1,123,000 |
| Net interest income | 1,175,000 | 2,478,000 | 3,656,000 | 4,944,000 |
| Noninterest income | 45,000 | -40,000 | 3,000 | -69,000 |
| Noninterest expense | 1,045,000 | 2,031,000 | 3,110,000 | 4,111,000 |
| Provision for loan losses | 77,000 | 77,000 | 77,000 | 77,000 |
| Pretax income | 152,000 | 401,000 | 589,000 | 805,000 |
| Income tax | 66,000 | 163,000 | 234,000 | 312,000 |
| Net income | 86,000 | 238,000 | 355,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,325,000 | 13,791,000 | 13,963,000 | 14,188,000 |
| Total capital | 14,338,000 | 14,773,000 | 15,045,000 | 15,212,000 |
| Risk-weighted assets | 80,376,000 | 77,811,000 | 85,963,000 | 81,325,000 |