Call reports 2025
GRANVILLE NATIONAL BANK, THE — 2025
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 113,542,000 | 113,692,000 | 116,005,000 | 116,605,000 |
| Total loans | 52,013,000 | 51,799,000 | 52,668,000 | 53,010,000 |
| Allowance for loan losses | 608,000 | 667,000 | 684,000 | 695,000 |
| Securities available for sale | 50,896,000 | 51,514,000 | 56,155,000 | 53,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,141,000 | 101,681,000 | 100,361,000 | 103,465,000 |
| Interest-bearing deposits | 81,600,000 | 81,662,000 | 80,806,000 | 83,436,000 |
| Noninterest-bearing deposits | 20,541,000 | 20,019,000 | 19,555,000 | 20,029,000 |
| Equity capital | 10,854,000 | 11,365,000 | 11,991,000 | 12,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,184,000 | 3,354,000 | 4,568,000 |
| Interest expense | 285,000 | 577,000 | 871,000 | 1,187,000 |
| Net interest income | 794,000 | 1,607,000 | 2,483,000 | 3,381,000 |
| Noninterest income | 49,000 | 100,000 | 159,000 | 241,000 |
| Noninterest expense | 585,000 | 1,101,000 | 1,616,000 | 2,120,000 |
| Provision for loan losses | 6,000 | 64,000 | 76,000 | 88,000 |
| Pretax income | 252,000 | 542,000 | 950,000 | 1,397,000 |
| Income tax | 48,000 | 107,000 | 198,000 | 308,000 |
| Net income | 204,000 | 435,000 | 752,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,005,000 | 12,159,000 | 12,393,000 | 12,652,000 |