Call reports 2023
GRANVILLE NATIONAL BANK, THE — 2023
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 111,360,000 | 109,829,000 | 108,992,000 | 113,742,000 |
| Total loans | 40,206,000 | 42,070,000 | 44,707,000 | 46,729,000 |
| Allowance for loan losses | 665,000 | 669,000 | 676,000 | 682,000 |
| Securities available for sale | 52,557,000 | 51,548,000 | 50,760,000 | 53,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,095,000 | 100,896,000 | 100,030,000 | 100,772,000 |
| Interest-bearing deposits | 77,001,000 | 57,772,000 | 58,802,000 | 59,631,000 |
| Noninterest-bearing deposits | 25,094,000 | 43,124,000 | 41,228,000 | 41,141,000 |
| Equity capital | 8,835,000 | 8,563,000 | 8,076,000 | 9,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,555,000 | 2,407,000 | 3,305,000 |
| Interest expense | 123,000 | 302,000 | 518,000 | 776,000 |
| Net interest income | 628,000 | 1,253,000 | 1,889,000 | 2,529,000 |
| Noninterest income | 52,000 | 106,000 | 165,000 | 238,000 |
| Noninterest expense | 533,000 | 1,029,000 | 1,558,000 | 2,047,000 |
| Provision for loan losses | 0 | 3,000 | 10,000 | 15,000 |
| Pretax income | 147,000 | 327,000 | 486,000 | 705,000 |
| Income tax | 15,000 | 40,000 | 58,000 | 96,000 |
| Net income | 132,000 | 287,000 | 428,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,105,000 | 11,190,000 | 11,262,000 | 11,373,000 |