Call reports 2021
GRANVILLE NATIONAL BANK, THE — 2021
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 109,841,000 | 110,825,000 | 111,813,000 | 111,278,000 |
| Total loans | 39,480,000 | 39,230,000 | 38,692,000 | 39,437,000 |
| Allowance for loan losses | 626,000 | 645,000 | 657,000 | 664,000 |
| Securities available for sale | 40,922,000 | 43,519,000 | 46,032,000 | 47,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,361,000 | 98,237,000 | 99,162,000 | 98,996,000 |
| Interest-bearing deposits | 75,280,000 | 76,488,000 | 77,504,000 | 76,660,000 |
| Noninterest-bearing deposits | 22,081,000 | 21,750,000 | 21,658,000 | 22,336,000 |
| Equity capital | 11,836,000 | 11,985,000 | 12,032,000 | 11,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,262,000 | 1,896,000 | 2,542,000 |
| Interest expense | 49,000 | 91,000 | 126,000 | 159,000 |
| Net interest income | 581,000 | 1,171,000 | 1,770,000 | 2,383,000 |
| Noninterest income | 145,000 | 281,000 | 341,000 | 401,000 |
| Noninterest expense | 431,000 | 908,000 | 1,342,000 | 1,831,000 |
| Provision for loan losses | 18,000 | 36,000 | 48,000 | 54,000 |
| Pretax income | 277,000 | 508,000 | 721,000 | 899,000 |
| Income tax | 54,000 | 95,000 | 132,000 | 159,000 |
| Net income | 223,000 | 413,000 | 589,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,148,000 | 10,277,000 | 10,396,000 | 10,490,000 |