Call reports 2020
GRANVILLE NATIONAL BANK, THE — 2020
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 92,735,000 | 100,286,000 | 101,379,000 | 104,580,000 |
| Total loans | 37,899,000 | 38,865,000 | 38,722,000 | 38,691,000 |
| Allowance for loan losses | 566,000 | 588,000 | 609,000 | 614,000 |
| Securities available for sale | 34,245,000 | 36,176,000 | 38,587,000 | 40,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,244,000 | 87,702,000 | 88,587,000 | 91,727,000 |
| Interest-bearing deposits | 65,022,000 | 68,136,000 | 69,255,000 | 71,548,000 |
| Noninterest-bearing deposits | 16,222,000 | 19,566,000 | 19,332,000 | 20,178,000 |
| Equity capital | 11,070,000 | 11,922,000 | 12,103,000 | 12,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,315,000 | 1,962,000 | 2,610,000 |
| Interest expense | 74,000 | 150,000 | 218,000 | 278,000 |
| Net interest income | 582,000 | 1,165,000 | 1,744,000 | 2,332,000 |
| Noninterest income | 63,000 | 132,000 | 246,000 | 305,000 |
| Noninterest expense | 475,000 | 985,000 | 1,421,000 | 1,872,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 149,000 | 270,000 | 506,000 | 681,000 |
| Income tax | 21,000 | 28,000 | 76,000 | 102,000 |
| Net income | 128,000 | 242,000 | 430,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,696,000 | 9,753,000 | 9,887,000 | 9,981,000 |