Call reports 2019
GRANVILLE NATIONAL BANK, THE — 2019
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,447,000 | 87,424,000 | 88,723,000 | 90,350,000 |
| Total loans | 37,431,000 | 37,450,000 | 36,960,000 | 38,240,000 |
| Allowance for loan losses | 551,000 | 506,000 | 529,000 | 538,000 |
| Securities available for sale | 30,823,000 | 32,358,000 | 33,285,000 | 34,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,993,000 | 76,543,000 | 77,513,000 | 79,168,000 |
| Interest-bearing deposits | 63,464,000 | 62,088,000 | 62,440,000 | 63,559,000 |
| Noninterest-bearing deposits | 14,529,000 | 14,455,000 | 15,073,000 | 15,609,000 |
| Equity capital | 10,043,000 | 10,518,000 | 10,767,000 | 10,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,285,000 | 1,930,000 | 2,591,000 |
| Interest expense | 63,000 | 130,000 | 203,000 | 277,000 |
| Net interest income | 570,000 | 1,155,000 | 1,727,000 | 2,314,000 |
| Noninterest income | 58,000 | 126,000 | 195,000 | 257,000 |
| Noninterest expense | 435,000 | 902,000 | 1,360,000 | 1,822,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 172,000 | 337,000 | 499,000 | 665,000 |
| Income tax | 25,000 | 46,000 | 59,000 | 75,000 |
| Net income | 147,000 | 291,000 | 440,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,342,000 | 9,431,000 | 9,531,000 | 9,631,000 |
| Total capital | 9,893,000 | 9,871,000 | 9,973,000 | 10,084,000 |
| Risk-weighted assets | 44,448,000 | 34,974,000 | 35,308,000 | 36,033,000 |