Call reports 2018
GRANVILLE NATIONAL BANK, THE — 2018
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,574,000 | 84,944,000 | 84,403,000 | 86,949,000 |
| Total loans | 38,121,000 | 38,006,000 | 39,286,000 | 38,732,000 |
| Allowance for loan losses | 501,000 | 514,000 | 473,000 | 528,000 |
| Securities available for sale | 30,583,000 | 30,912,000 | 29,873,000 | 30,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,026,000 | 75,385,000 | 74,807,000 | 77,021,000 |
| Interest-bearing deposits | 60,868,000 | 61,182,000 | 60,412,000 | 62,709,000 |
| Noninterest-bearing deposits | 14,158,000 | 14,203,000 | 14,395,000 | 14,312,000 |
| Equity capital | 9,141,000 | 9,224,000 | 9,218,000 | 9,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,418,000 | 2,079,000 | 2,715,000 |
| Interest expense | 38,000 | 79,000 | 124,000 | 180,000 |
| Net interest income | 772,000 | 1,339,000 | 1,955,000 | 2,535,000 |
| Noninterest income | 71,000 | 140,000 | 205,000 | 267,000 |
| Noninterest expense | 427,000 | 876,000 | 1,286,000 | 1,749,000 |
| Provision for loan losses | 0 | 12,000 | 68,000 | 89,000 |
| Pretax income | 416,000 | 591,000 | 806,000 | 964,000 |
| Income tax | 95,000 | 120,000 | 157,000 | 177,000 |
| Net income | 321,000 | 471,000 | 649,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,915,000 | 9,020,000 | 9,153,000 | 9,245,000 |
| Total capital | 9,353,000 | 9,460,000 | 9,607,000 | 9,698,000 |
| Risk-weighted assets | 35,095,000 | 35,037,000 | 36,150,000 | 36,042,000 |