Call reports 2016
GRANVILLE NATIONAL BANK, THE — 2016
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,166,000 | 82,300,000 | 83,923,000 | 83,460,000 |
| Total loans | 40,480,000 | 40,569,000 | 40,493,000 | 39,727,000 |
| Allowance for loan losses | 501,000 | 478,000 | 486,000 | 495,000 |
| Securities available for sale | 24,518,000 | 25,427,000 | 27,521,000 | 28,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,064,000 | 72,893,000 | 74,576,000 | 74,616,000 |
| Interest-bearing deposits | 60,042,000 | 59,514,000 | 60,081,000 | 59,520,000 |
| Noninterest-bearing deposits | 13,022,000 | 13,379,000 | 14,495,000 | 15,096,000 |
| Equity capital | 8,963,000 | 9,141,000 | 9,153,000 | 8,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 565,000 | 1,131,000 | 1,703,000 | 2,263,000 |
| Interest expense | 44,000 | 88,000 | 130,000 | 171,000 |
| Net interest income | 521,000 | 1,043,000 | 1,573,000 | 2,092,000 |
| Noninterest income | 67,000 | 142,000 | 213,000 | 291,000 |
| Noninterest expense | 549,000 | 997,000 | 1,442,000 | 1,845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 190,000 | 346,000 | 540,000 |
| Income tax | 13,000 | 67,000 | 82,000 | 136,000 |
| Net income | 26,000 | 123,000 | 264,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,013,000 | 8,101,000 | 8,202,000 | 8,307,000 |
| Total capital | 8,478,000 | 8,567,000 | 8,678,000 | 8,770,000 |
| Risk-weighted assets | 37,177,000 | 37,265,000 | 38,022,000 | 37,080,000 |