Call reports 2015
GRANVILLE NATIONAL BANK, THE — 2015
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,863,000 | 52,726,000 | 50,532,000 | 51,238,000 |
| Total loans | 20,825,000 | 21,212,000 | 22,010,000 | 22,749,000 |
| Allowance for loan losses | 284,000 | 307,000 | 315,000 | 334,000 |
| Securities available for sale | 20,580,000 | 20,929,000 | 20,152,000 | 20,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,780,000 | 47,320,000 | 45,438,000 | 46,189,000 |
| Interest-bearing deposits | 41,038,000 | 40,549,000 | 38,480,000 | 38,975,000 |
| Noninterest-bearing deposits | 6,742,000 | 6,771,000 | 6,958,000 | 7,214,000 |
| Equity capital | 4,895,000 | 4,826,000 | 4,949,000 | 4,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 656,000 | 985,000 | 1,316,000 |
| Interest expense | 34,000 | 68,000 | 100,000 | 132,000 |
| Net interest income | 292,000 | 588,000 | 885,000 | 1,184,000 |
| Noninterest income | 44,000 | 86,000 | 132,000 | 172,000 |
| Noninterest expense | 276,000 | 576,000 | 850,000 | 1,134,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 98,000 | 167,000 | 224,000 |
| Income tax | 9,000 | 10,000 | 23,000 | 2,000 |
| Net income | 51,000 | 88,000 | 144,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,816,000 | 4,826,000 | 4,851,000 | 4,959,000 |
| Total capital | 5,100,000 | 5,112,000 | 5,142,000 | 5,260,000 |
| Risk-weighted assets | 23,791,000 | 22,873,000 | 23,263,000 | 24,032,000 |