Call reports 2014
GRANVILLE NATIONAL BANK, THE — 2014
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,682,000 | 53,735,000 | 52,485,000 | 52,275,000 |
| Total loans | 20,970,000 | 20,645,000 | 20,823,000 | 21,692,000 |
| Allowance for loan losses | 281,000 | 264,000 | 269,000 | 282,000 |
| Securities available for sale | 20,167,000 | 20,825,000 | 21,470,000 | 20,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,965,000 | 48,875,000 | 47,563,000 | 47,322,000 |
| Interest-bearing deposits | 42,322,000 | 42,348,000 | 41,034,000 | 40,287,000 |
| Noninterest-bearing deposits | 6,643,000 | 6,527,000 | 6,529,000 | 7,035,000 |
| Equity capital | 4,592,000 | 4,700,000 | 4,736,000 | 4,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 660,000 | 993,000 | 1,335,000 |
| Interest expense | 36,000 | 72,000 | 108,000 | 144,000 |
| Net interest income | 290,000 | 588,000 | 885,000 | 1,191,000 |
| Noninterest income | 42,000 | 91,000 | 138,000 | 183,000 |
| Noninterest expense | 279,000 | 543,000 | 805,000 | 1,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 136,000 | 218,000 | 295,000 |
| Income tax | 7,000 | 23,000 | 40,000 | 60,000 |
| Net income | 46,000 | 113,000 | 178,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,653,000 | 4,703,000 | 4,747,000 | 4,784,000 |
| Total capital | 4,934,000 | 4,967,000 | 5,016,000 | 5,066,000 |
| Risk-weighted assets | 23,233,000 | 23,224,000 | 23,312,000 | 23,799,000 |