Call reports 2013
GRANVILLE NATIONAL BANK, THE — 2013
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 53,450,000 | 52,315,000 | 53,223,000 | 52,087,000 |
| Total loans | 20,261,000 | 20,407,000 | 20,318,000 | 21,529,000 |
| Allowance for loan losses | 286,000 | 295,000 | 289,000 | 295,000 |
| Securities available for sale | 18,875,000 | 18,772,000 | 20,622,000 | 20,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,636,000 | 47,775,000 | 48,557,000 | 47,452,000 |
| Interest-bearing deposits | 41,912,000 | 41,245,000 | 42,249,000 | 40,892,000 |
| Noninterest-bearing deposits | 6,724,000 | 6,530,000 | 6,308,000 | 6,560,000 |
| Equity capital | 4,612,000 | 4,431,000 | 4,545,000 | 4,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 322,000 | 642,000 | 963,000 | 1,292,000 |
| Interest expense | 47,000 | 90,000 | 130,000 | 168,000 |
| Net interest income | 275,000 | 552,000 | 833,000 | 1,124,000 |
| Noninterest income | 39,000 | 79,000 | 151,000 | 202,000 |
| Noninterest expense | 284,000 | 559,000 | 836,000 | 1,110,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 30,000 | 52,000 | 128,000 | 196,000 |
| Income tax | 0 | 0 | 10,000 | 21,000 |
| Net income | 30,000 | 52,000 | 118,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,525,000 | 4,532,000 | 4,582,000 | 4,623,000 |
| Total capital | 4,800,000 | 4,803,000 | 4,853,000 | 4,915,000 |
| Risk-weighted assets | 21,950,000 | 21,677,000 | 21,663,000 | 23,346,000 |