Call reports 2012
GRANVILLE NATIONAL BANK, THE — 2012
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,687,000 | 52,106,000 | 52,581,000 | 52,042,000 |
| Total loans | 21,980,000 | 21,577,000 | 21,336,000 | 21,364,000 |
| Allowance for loan losses | 342,000 | 356,000 | 355,000 | 281,000 |
| Securities available for sale | 16,198,000 | 16,239,000 | 16,454,000 | 18,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,842,000 | 47,259,000 | 47,647,000 | 47,239,000 |
| Interest-bearing deposits | 39,430,000 | 39,825,000 | 41,048,000 | 40,886,000 |
| Noninterest-bearing deposits | 7,412,000 | 7,434,000 | 6,599,000 | 6,353,000 |
| Equity capital | 4,614,000 | 4,638,000 | 4,678,000 | 4,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 712,000 | 1,058,000 | 1,392,000 |
| Interest expense | 64,000 | 124,000 | 180,000 | 231,000 |
| Net interest income | 297,000 | 588,000 | 878,000 | 1,161,000 |
| Noninterest income | 33,000 | 73,000 | 132,000 | 174,000 |
| Noninterest expense | 276,000 | 553,000 | 837,000 | 1,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 54,000 | 108,000 | 173,000 | 121,000 |
| Income tax | 8,000 | 17,000 | 29,000 | -28,000 |
| Net income | 46,000 | 91,000 | 144,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,454,000 | 4,484,000 | 4,521,000 | 4,510,000 |
| Total capital | 4,739,000 | 4,767,000 | 4,805,000 | 4,791,000 |
| Risk-weighted assets | 22,765,000 | 22,543,000 | 22,627,000 | 22,572,000 |