Call reports 2011
GRANVILLE NATIONAL BANK, THE — 2011
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,974,000 | 48,093,000 | 49,868,000 | 49,527,000 |
| Total loans | 21,926,000 | 21,824,000 | 21,620,000 | 21,979,000 |
| Allowance for loan losses | 323,000 | 339,000 | 340,000 | 339,000 |
| Securities available for sale | 14,758,000 | 16,147,000 | 16,529,000 | 15,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,339,000 | 43,329,000 | 44,993,000 | 44,726,000 |
| Interest-bearing deposits | 37,149,000 | 37,868,000 | 38,542,000 | 37,791,000 |
| Noninterest-bearing deposits | 5,190,000 | 5,461,000 | 6,451,000 | 6,935,000 |
| Equity capital | 4,401,000 | 4,509,000 | 4,592,000 | 4,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 790,000 | 1,181,000 | 1,566,000 |
| Interest expense | 80,000 | 157,000 | 229,000 | 296,000 |
| Net interest income | 314,000 | 633,000 | 952,000 | 1,270,000 |
| Noninterest income | 38,000 | 76,000 | 118,000 | 159,000 |
| Noninterest expense | 282,000 | 573,000 | 840,000 | 1,122,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 61,000 | 124,000 | 218,000 | 295,000 |
| Income tax | 11,000 | 23,000 | 45,000 | 64,000 |
| Net income | 50,000 | 101,000 | 173,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,288,000 | 4,326,000 | 4,386,000 | 4,426,000 |
| Total capital | 4,563,000 | 4,601,000 | 4,666,000 | 4,708,000 |
| Risk-weighted assets | 21,925,000 | 21,915,000 | 22,313,000 | 22,523,000 |