Call reports 2010
GRANVILLE NATIONAL BANK, THE — 2010
What GRANVILLE NATIONAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 44,227,000 | 44,620,000 | 46,101,000 | 45,979,000 |
| Total loans | 23,444,000 | 23,259,000 | 22,403,000 | 22,394,000 |
| Allowance for loan losses | 271,000 | 283,000 | 297,000 | 306,000 |
| Securities available for sale | 13,253,000 | 13,573,000 | 13,952,000 | 13,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,647,000 | 39,935,000 | 41,318,000 | 41,333,000 |
| Interest-bearing deposits | 35,201,000 | 35,239,000 | 36,287,000 | 36,034,000 |
| Noninterest-bearing deposits | 4,446,000 | 4,696,000 | 5,031,000 | 5,299,000 |
| Equity capital | 4,296,000 | 4,365,000 | 4,442,000 | 4,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 887,000 | 1,320,000 | 1,737,000 |
| Interest expense | 115,000 | 222,000 | 326,000 | 418,000 |
| Net interest income | 331,000 | 665,000 | 994,000 | 1,319,000 |
| Noninterest income | 35,000 | 80,000 | 118,000 | 161,000 |
| Noninterest expense | 321,000 | 616,000 | 895,000 | 1,189,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 36,000 | 111,000 | 190,000 | 255,000 |
| Income tax | 2,000 | 17,000 | 33,000 | 41,000 |
| Net income | 34,000 | 94,000 | 157,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,073,000 | 4,133,000 | 4,196,000 | 4,253,000 |
| Total capital | 4,344,000 | 4,411,000 | 4,473,000 | 4,532,000 |
| Risk-weighted assets | 22,446,000 | 22,266,000 | 22,144,000 | 22,309,000 |