Call reports 2025
INTERNATIONAL BANK OF AMHERST, THE — 2025
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 98,046,000 | 100,667,000 | 98,272,000 | 104,038,000 |
| Total loans | 47,275,000 | 49,091,000 | 51,156,000 | 52,092,000 |
| Allowance for loan losses | 405,000 | 398,000 | 399,000 | 407,000 |
| Securities available for sale | 7,401,000 | 7,423,000 | 7,451,000 | 7,476,000 |
| Securities held to maturity | 21,300,000 | 20,914,000 | 21,321,000 | 21,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,336,000 | 86,656,000 | 83,908,000 | 89,633,000 |
| Interest-bearing deposits | 60,747,000 | 62,299,000 | 61,625,000 | 64,969,000 |
| Noninterest-bearing deposits | 23,589,000 | 24,357,000 | 22,283,000 | 24,664,000 |
| Equity capital | 13,574,000 | 13,858,000 | 14,203,000 | 14,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,286,000 | 3,490,000 | 4,703,000 |
| Interest expense | 221,000 | 438,000 | 666,000 | 890,000 |
| Net interest income | 910,000 | 1,848,000 | 2,824,000 | 3,813,000 |
| Noninterest income | 56,000 | 109,000 | 160,000 | 210,000 |
| Noninterest expense | 432,000 | 893,000 | 1,334,000 | 1,858,000 |
| Provision for loan losses | 16,000 | 9,000 | 10,000 | 18,000 |
| Pretax income | 523,000 | 1,053,000 | 1,638,000 | 2,145,000 |
| Income tax | 7,000 | 11,000 | 16,000 | 14,000 |
| Net income | 516,000 | 1,042,000 | 1,622,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,573,000 | 13,858,000 | 14,203,000 | 14,196,000 |