Call reports 2024
INTERNATIONAL BANK OF AMHERST, THE — 2024
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 95,031,000 | 96,109,000 | 98,933,000 | 99,556,000 |
| Total loans | 42,965,000 | 44,956,000 | 45,775,000 | 48,098,000 |
| Allowance for loan losses | 373,000 | 373,000 | 388,000 | 389,000 |
| Securities available for sale | 10,254,000 | 7,304,000 | 6,449,000 | 7,357,000 |
| Securities held to maturity | 26,572,000 | 24,241,000 | 23,960,000 | 25,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,052,000 | 83,225,000 | 85,745,000 | 86,128,000 |
| Interest-bearing deposits | 58,039,000 | 60,150,000 | 61,661,000 | 61,292,000 |
| Noninterest-bearing deposits | 24,013,000 | 23,075,000 | 24,084,000 | 24,836,000 |
| Equity capital | 12,543,000 | 12,724,000 | 13,030,000 | 13,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,940,000 | 3,017,000 | 4,134,000 |
| Interest expense | 216,000 | 430,000 | 673,000 | 896,000 |
| Net interest income | 737,000 | 1,510,000 | 2,344,000 | 3,238,000 |
| Noninterest income | 60,000 | 111,000 | 170,000 | 218,000 |
| Noninterest expense | 457,000 | 926,000 | 1,427,000 | 1,889,000 |
| Provision for loan losses | 6,000 | 6,000 | 25,000 | 25,000 |
| Pretax income | 342,000 | 697,000 | 1,070,000 | 1,550,000 |
| Income tax | 13,000 | 25,000 | 28,000 | 11,000 |
| Net income | 329,000 | 672,000 | 1,042,000 | 1,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,706,000 | 12,849,000 | 13,018,000 | 13,315,000 |