Call reports 2023
INTERNATIONAL BANK OF AMHERST, THE — 2023
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 93,572,000 | 95,575,000 | 94,673,000 | 97,920,000 |
| Total loans | 38,845,000 | 38,737,000 | 40,330,000 | 42,846,000 |
| Allowance for loan losses | 359,000 | 359,000 | 359,000 | 368,000 |
| Securities available for sale | 12,869,000 | 10,568,000 | 11,102,000 | 10,249,000 |
| Securities held to maturity | 29,272,000 | 30,036,000 | 30,032,000 | 28,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,510,000 | 83,222,000 | 82,053,000 | 85,191,000 |
| Interest-bearing deposits | 57,846,000 | 59,668,000 | 59,068,000 | 59,450,000 |
| Noninterest-bearing deposits | 23,664,000 | 23,554,000 | 22,985,000 | 25,741,000 |
| Equity capital | 11,889,000 | 12,187,000 | 12,452,000 | 12,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,601,000 | 2,482,000 | 3,405,000 |
| Interest expense | 115,000 | 267,000 | 452,000 | 666,000 |
| Net interest income | 656,000 | 1,334,000 | 2,030,000 | 2,739,000 |
| Noninterest income | 56,000 | 103,000 | 158,000 | 208,000 |
| Noninterest expense | 428,000 | 854,000 | 1,276,000 | 1,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 9,000 |
| Pretax income | 305,000 | 604,000 | 933,000 | 1,233,000 |
| Income tax | 23,000 | 45,000 | 45,000 | 26,000 |
| Net income | 282,000 | 559,000 | 888,000 | 1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,350,000 | 12,528,000 | 12,757,000 | 12,776,000 |