Call reports 2022
INTERNATIONAL BANK OF AMHERST, THE — 2022
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 94,005,000 | 98,712,000 | 94,948,000 | 95,696,000 |
| Total loans | 36,237,000 | 38,050,000 | 39,469,000 | 40,286,000 |
| Allowance for loan losses | 359,000 | 359,000 | 359,000 | 359,000 |
| Securities available for sale | 8,104,000 | 8,967,000 | 9,824,000 | 11,787,000 |
| Securities held to maturity | 28,297,000 | 28,628,000 | 30,663,000 | 29,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,405,000 | 87,109,000 | 83,298,000 | 83,937,000 |
| Interest-bearing deposits | 59,602,000 | 63,136,000 | 60,099,000 | 59,696,000 |
| Noninterest-bearing deposits | 22,803,000 | 23,973,000 | 23,199,000 | 24,241,000 |
| Equity capital | 11,479,000 | 11,477,000 | 11,519,000 | 11,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,199,000 | 1,871,000 | 2,593,000 |
| Interest expense | 26,000 | 49,000 | 86,000 | 160,000 |
| Net interest income | 558,000 | 1,150,000 | 1,785,000 | 2,433,000 |
| Noninterest income | 68,000 | 120,000 | 174,000 | 228,000 |
| Noninterest expense | 430,000 | 859,000 | 1,269,000 | 1,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 428,000 | 707,000 | 985,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 11,000 |
| Net income | 210,000 | 423,000 | 700,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,804,000 | 11,917,000 | 12,101,000 | 12,168,000 |