Call reports 2021
INTERNATIONAL BANK OF AMHERST, THE — 2021
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,826,000 | 90,942,000 | 90,673,000 | 95,873,000 |
| Total loans | 40,049,000 | 40,903,000 | 39,167,000 | 36,463,000 |
| Allowance for loan losses | 351,000 | 351,000 | 352,000 | 359,000 |
| Securities available for sale | 5,128,000 | 6,154,000 | 6,099,000 | 9,919,000 |
| Securities held to maturity | 19,065,000 | 19,793,000 | 21,093,000 | 21,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,375,000 | 79,180,000 | 78,885,000 | 84,138,000 |
| Interest-bearing deposits | 56,380,000 | 58,047,000 | 57,244,000 | 59,814,000 |
| Noninterest-bearing deposits | 20,995,000 | 21,133,000 | 21,641,000 | 24,324,000 |
| Equity capital | 11,322,000 | 11,494,000 | 11,624,000 | 11,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,457,000 | 2,183,000 | 2,805,000 |
| Interest expense | 40,000 | 74,000 | 106,000 | 135,000 |
| Net interest income | 706,000 | 1,383,000 | 2,077,000 | 2,670,000 |
| Noninterest income | 80,000 | 139,000 | 197,000 | 251,000 |
| Noninterest expense | 398,000 | 807,000 | 1,241,000 | 1,679,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 715,000 | 1,033,000 | 1,210,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 7,000 |
| Net income | 386,000 | 712,000 | 1,028,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,328,000 | 11,503,000 | 11,669,000 | 11,694,000 |