Call reports 2020
INTERNATIONAL BANK OF AMHERST, THE — 2020
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 75,372,000 | 82,322,000 | 83,598,000 | 87,176,000 |
| Total loans | 39,812,000 | 42,718,000 | 43,313,000 | 39,259,000 |
| Allowance for loan losses | 332,000 | 358,000 | 358,000 | 358,000 |
| Securities available for sale | 3,619,000 | 3,603,000 | 3,586,000 | 3,568,000 |
| Securities held to maturity | 15,362,000 | 15,259,000 | 17,913,000 | 19,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,516,000 | 71,337,000 | 72,347,000 | 75,863,000 |
| Interest-bearing deposits | 49,177,000 | 53,187,000 | 53,172,000 | 54,493,000 |
| Noninterest-bearing deposits | 15,339,000 | 18,150,000 | 19,175,000 | 21,370,000 |
| Equity capital | 10,685,000 | 10,811,000 | 11,083,000 | 11,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 726,000 | 1,436,000 | 2,285,000 | 2,961,000 |
| Interest expense | 69,000 | 123,000 | 170,000 | 212,000 |
| Net interest income | 657,000 | 1,313,000 | 2,115,000 | 2,749,000 |
| Noninterest income | 71,000 | 121,000 | 183,000 | 241,000 |
| Noninterest expense | 418,000 | 800,000 | 1,222,000 | 1,672,000 |
| Provision for loan losses | 0 | 26,000 | 26,000 | 26,000 |
| Pretax income | 310,000 | 608,000 | 1,050,000 | 1,292,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 7,000 |
| Net income | 306,000 | 600,000 | 1,039,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,551,000 | 10,695,000 | 10,984,000 | 11,081,000 |
| Total capital | 10,883,000 | 11,053,000 | — | — |
| Risk-weighted assets | 36,000,000 | 36,345,000 | — | — |