Call reports 2019
INTERNATIONAL BANK OF AMHERST, THE — 2019
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,205,000 | 74,169,000 | 72,364,000 | 74,103,000 |
| Total loans | 35,472,000 | 35,982,000 | 37,265,000 | 38,466,000 |
| Allowance for loan losses | 332,000 | 332,000 | 332,000 | 332,000 |
| Securities available for sale | 6,528,000 | 5,578,000 | 5,530,000 | 6,541,000 |
| Securities held to maturity | 18,852,000 | 18,242,000 | 18,053,000 | 16,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,068,000 | 63,838,000 | 61,876,000 | 63,476,000 |
| Interest-bearing deposits | 48,728,000 | 48,643,000 | 47,779,000 | 47,182,000 |
| Noninterest-bearing deposits | 14,340,000 | 15,195,000 | 14,097,000 | 16,294,000 |
| Equity capital | 9,979,000 | 10,165,000 | 10,318,000 | 10,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,426,000 | 2,169,000 | 2,893,000 |
| Interest expense | 61,000 | 132,000 | 206,000 | 272,000 |
| Net interest income | 649,000 | 1,294,000 | 1,963,000 | 2,621,000 |
| Noninterest income | 65,000 | 117,000 | 167,000 | 241,000 |
| Noninterest expense | 425,000 | 830,000 | 1,271,000 | 1,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 289,000 | 581,000 | 940,000 | 1,227,000 |
| Income tax | 4,000 | 7,000 | 13,000 | 16,000 |
| Net income | 285,000 | 574,000 | 927,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,909,000 | 10,048,000 | 10,252,000 | 10,409,000 |
| Total capital | 10,241,000 | 10,380,000 | 10,584,000 | 10,741,000 |
| Risk-weighted assets | 33,361,000 | 33,305,000 | 34,205,000 | 35,036,000 |