Call reports 2018
INTERNATIONAL BANK OF AMHERST, THE — 2018
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,225,000 | 69,619,000 | 70,409,000 | 73,119,000 |
| Total loans | 34,558,000 | 35,580,000 | 36,796,000 | 37,525,000 |
| Allowance for loan losses | 331,000 | 332,000 | 332,000 | 332,000 |
| Securities available for sale | 5,885,000 | 6,848,000 | 8,294,000 | 4,473,000 |
| Securities held to maturity | 19,940,000 | 18,427,000 | 18,456,000 | 17,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,744,000 | 60,018,000 | 60,687,000 | 63,203,000 |
| Interest-bearing deposits | 44,055,000 | 45,781,000 | 46,548,000 | 47,095,000 |
| Noninterest-bearing deposits | 13,689,000 | 14,237,000 | 14,139,000 | 16,108,000 |
| Equity capital | 9,332,000 | 9,444,000 | 9,562,000 | 9,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,255,000 | 1,939,000 | 2,640,000 |
| Interest expense | 35,000 | 73,000 | 117,000 | 166,000 |
| Net interest income | 578,000 | 1,182,000 | 1,822,000 | 2,474,000 |
| Noninterest income | 63,000 | 116,000 | 178,000 | 257,000 |
| Noninterest expense | 388,000 | 811,000 | 1,237,000 | 1,654,000 |
| Provision for loan losses | -6,000 | -6,000 | -6,000 | -6,000 |
| Pretax income | 259,000 | 493,000 | 769,000 | 1,021,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 15,000 |
| Net income | 257,000 | 490,000 | 764,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,376,000 | 9,509,000 | 9,682,000 | 9,724,000 |
| Total capital | 9,707,000 | 9,841,000 | 10,014,000 | 10,056,000 |
| Risk-weighted assets | 33,118,000 | 34,018,000 | 34,607,000 | 35,574,000 |