Call reports 2017
INTERNATIONAL BANK OF AMHERST, THE — 2017
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,030,000 | 64,727,000 | 64,976,000 | 66,984,000 |
| Total loans | 33,876,000 | 35,728,000 | 36,056,000 | 34,967,000 |
| Allowance for loan losses | 352,000 | 350,000 | 346,000 | 337,000 |
| Securities available for sale | 4,005,000 | 1,502,000 | 1,500,000 | 3,952,000 |
| Securities held to maturity | 21,466,000 | 21,104,000 | 21,543,000 | 20,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,057,000 | 55,605,000 | 55,662,000 | 57,596,000 |
| Interest-bearing deposits | 41,758,000 | 41,681,000 | 42,318,000 | 42,987,000 |
| Noninterest-bearing deposits | 13,299,000 | 13,924,000 | 13,344,000 | 14,609,000 |
| Equity capital | 8,824,000 | 8,965,000 | 9,156,000 | 9,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,169,000 | 1,787,000 | 2,403,000 |
| Interest expense | 24,000 | 48,000 | 73,000 | 98,000 |
| Net interest income | 552,000 | 1,121,000 | 1,714,000 | 2,305,000 |
| Noninterest income | 73,000 | 133,000 | 201,000 | 256,000 |
| Noninterest expense | 376,000 | 775,000 | 1,147,000 | 1,606,000 |
| Provision for loan losses | 0 | 0 | -4,000 | -8,000 |
| Pretax income | 249,000 | 493,000 | 786,000 | 950,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 7,000 |
| Net income | 248,000 | 491,000 | 783,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,823,000 | 8,966,000 | 9,159,000 | 9,218,000 |
| Total capital | 9,175,000 | 9,316,000 | 9,505,000 | 9,555,000 |
| Risk-weighted assets | 32,881,000 | 33,506,000 | 33,501,000 | 33,178,000 |