Call reports 2013
INTERNATIONAL BANK OF AMHERST, THE — 2013
What INTERNATIONAL BANK OF AMHERST, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,828,000 | 50,839,000 | 52,123,000 | 53,381,000 |
| Total loans | 30,311,000 | 30,706,000 | 31,724,000 | 31,984,000 |
| Allowance for loan losses | 308,000 | 308,000 | 305,000 | 305,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,529,000 | 15,426,000 | 15,497,000 | 17,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,520,000 | 43,449,000 | 44,634,000 | 45,818,000 |
| Interest-bearing deposits | 36,440,000 | 34,045,000 | 36,415,000 | 36,185,000 |
| Noninterest-bearing deposits | 8,080,000 | 9,404,000 | 8,219,000 | 9,633,000 |
| Equity capital | 7,128,000 | 7,203,000 | 7,300,000 | 7,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 960,000 | 1,454,000 | 1,946,000 |
| Interest expense | 29,000 | 55,000 | 79,000 | 103,000 |
| Net interest income | 449,000 | 905,000 | 1,375,000 | 1,843,000 |
| Noninterest income | 76,000 | 148,000 | 224,000 | 290,000 |
| Noninterest expense | 380,000 | 757,000 | 1,130,000 | 1,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 145,000 | 296,000 | 469,000 | 650,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 144,000 | 294,000 | 466,000 | 647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,128,000 | 7,203,000 | 7,300,000 | 7,406,000 |
| Total capital | 7,436,000 | 7,511,000 | 7,605,000 | 7,711,000 |
| Risk-weighted assets | 27,189,000 | 28,202,000 | 28,657,000 | 29,557,000 |